Professional Liability
Professional Liability / Errors & Omissions
- Architects, Engineers, Construction Managers
- Cyber / Technology
- Allied Healthcare
- Real Estate
- Insurance Agents (will only work directly with insured on accounts under $100k
- Miscellaneous Professional Liability
Directors & Officers Liability Insurance
- Public, Private, and Non-Profit
- Minimum premiums start around $1,000; $500 for non profits
- Can include EPLI, Fiduciary, Crime, and Employed Lawyers coverage
Employment Practices Liability Insurance
- All companies; Public, Private, and Non-Profit
- Minimum premium from $1500 (2 year policy – 1MM limit) and up
- Minimum limit $1MM; No max limits. Will consider $500k limits
Excellent with hard-to-place risks such as Financial Institutions and Planners, Distressed Physicians and Dentists, Pharmaceuticals and Medical Trials.
NOTE: We have over 50+ markets for professional risks.
Data Breach
We offer multiple options from multiple carriers to fit the risks you are looking to insure.
- Eligible Classes: All Classes Considered-If you store client data you are at risk
- Limits offered: Up to $15,000,000 and Breach Response Services coverage for up to four million notified persons
- Minimum Premium starting at $1,750
For complete coverage information contact our Professional Liability team today!
Documents:
AWIS Pro exclusive Property Managers EPLI policy with Tenant Wrongful Acts
Property managers have a broad exposure to discrimination, harassment, wrongful eviction and other wrongful employment practice / tenant wrongful acts claims.
AWIS offers a tailored solution for Property Managers Employment Practices Liability Insurance. Written with an AM Best rated A XI carrier (non-admitted); the policy contains definitions for key terms such as: Assureds, Claim, Employee, Loss, Wrongful Act, and Tenant Wrongful Act. These definitions reflect our understanding of the complexities of the laws and policies under which property managers must maneuver while managing their business and human resources.
Coverage Features:
- Definition of Assured includes covered properties, owners and managers of covered properties, persons who were, now are, or shall be directors and officers, employees, or the functional equivalent thereof, if domiciled outside the United States
- Definition of Claim includes any written demand for damages or other relief, any judicial, administrative, or arbitration proceeding against any Assureds in which they may be subjected to a binding adjudication of liability for damages or other relief, and any proceeding before the EEOC or any similar federal, state, or local governmental body
- Broad definition of Employee extends to covered properties and includes seasonal, voluntary, leased, and temporary employees, as well as independent contractors
- Definition of Loss specifically covers damages, settlements, front pay and back pay including costs, charges and expenses incurred by any Assureds, and punitive damages where insurable by law
- Definition of Wrongful Act includes harassment, discrimination, retaliation, tenant discrimination, tenant harassment, wrongful eviction, and other broad named perils
- Duty to defend provision
- Third party coverage extension to non-employees and tenants of covered properties
Eligible Applicants:
This product is available only through appointed brokers through AWIS. Eligible brokers for Property Managers Employment Practices Liability Insurance include Retail and Wholesale agencies throughout the lower 48 states. For information regarding becoming an appointed broker, please contact Arrowhead Wholesale Insurance, the managing broker for this product.
